But the Fed's recent rate cut, and any future rate cuts that come down the pike in the next year, should not influence your retirement savings strategy. Simply put, if you're still many years away from retirement, you should be putting the bulk of your savings into the stock market.

FedEx is the type of stock I always watch, waiting for a pullback. It directly benefits from a megatrend, a bull market in e-commerce sales.

The Fed's recent rate cut is big news for the economy, but can it help you get a cheaper mortgage? Find out if now is a good time to buy or refinance.

Promotions on CDs already aren't as good as they were in January, but some attractive yields of 4% or higher remain on one-year CDs.

Chicago Federal Reserve Bank President Austan Goolsbee on Friday called the latest job market report "superb" and said more such reports would boost his confidence the U.S. economy is at full employment,

The Federal Reserve cut its key lending rate by 0.5% on Sept. 18. While it remains to be seen how many more rate cuts will occur, the consensus appears to be additional quarter-point cuts by the end of the year. These cuts are more likely to affect prices on Wall Street than on Main Street.

While I'm a firm believer in using these accounts, I won't keep all of my savings in a plan the IRS can restrict. I'm keeping a decent chunk of my long-term savings in a taxable brokerage account so I have the option to access that money penalty-free whenever I want it.